We offer a high-touch, hyper-personalized thought partnership, combining sophisticated financial planning with disciplined investment management.
Financial Planning
This is the foundation of our work, providing you with a dynamic roadmap for your entire financial life. Financial planning involves an evaluation of a Client's current and future financial state by using currently known variables to predict future cash flows, asset values, and withdrawal plans.
Investment Management
We manage your investment assets with discipline, cost-efficiency, and a focus on minimizing tax drag. Our firm provides continuous advice regarding the investment of Client funds based on the individual needs of the Client.
Financial Planning
Whether you're a self-employed solopreneur, a small business owner, or a mid-career professional, financial planning is essential for achieving your long-term objectives. Our approach goes beyond basic saving, budgeting, and investing. We incorporate all facets of your financial life to create a truly integrated and effective strategy.
Our Core Focus areas include:
- Executive Compensation Strategy: Planning for stock options, RSUs, NQDC, and maximizing company benefits.
- Cash Flow & Net Worth Planning: Creating clarity in your increasingly complex income and spending.
- Tax Optimization: Strategic decisions to minimize taxes on compensation and investments.
- Risk Management: Ensuring your family and assets are properly protected with the right insurance and estate plan structure.
- Retirement & Goal Funding: Integrating all pieces of your compensation to fund long-term goals like retirement, real estate and education.
Fees
We charge a one-time fee for our financial plans with the cost varying depending on the complexity of the client. Typically a plan will cost $3,500.
Investment Management
You have a life to live and a career to manage, and—it's likely you don't have the time or bandwidth to monitor, research, and adjust your investment portfolio, even though it’s vitally important to your long-term financial future. Our investment management focuses on creating and preserving your wealth through a personalized strategy, meticulous diversification, and the discipline needed to ignore short-term market noise. We align every decision with your ultimate financial goals.
Our Core Focus areas include:
- Portfolio Construction: Building and maintaining a diversified, risk-appropriate portfolio outside of your company stock holdings.
- Tax-Efficient Investing: Strategically managing taxable and tax-advantaged accounts (401k, IRAs, Roth, NQDC) for maximum long-term growth.
- Ongoing Monitoring: Proactive rebalancing and maintenance, ensuring your portfolio remains aligned with your plan.
- Concentrated Stock Management: Implementing strategies to systematically and tax-efficiently reduce high concentrations of company stock.
- Investment Research: seasoned judgment through continuous monitoring of global economic conditions, market trends, and legislative changes to ensure your portfolio is strategically positioned for growth and tax efficiency.
Fees
Our investment management fees are a 1% annualized fee based on the amount of assets we manage for you, charged in advance each quarter. Fees may be lower depending on the client’s situation and are negotiable. For more details on investment management fees please see our ADV.